Costs and Payments

Yearly Cost Estimate

Estimated Yearly Costs for Academic Year

All students are eligible to receive the TAMS Student Scholarship regardless of Student Aid Index (SAI). Please refer to scholarship section for specific requirements for TAMS scholarships.

Estimated Costs by Semester

The yearly costs broken down by how much will be due each semester.

Yearly Estimate if TAMS supplemental Scholarship Recipient: Equal to or less than SAI value for the academic year. The estimate can be 0 for the year if the students SAI value is at or below 0

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Cost Breakdown

Tuition and Tuition Related Fees

Tuition and tuition-related fees are assessed to every UNT student depending on the classes they are taking for the semester. Estimates are based on a 17-hour class load for fall and spring.Actual costs depend on the student's enrolled course schedule. After the student is enrolled for the semester, they can view their costs on their myUNT account. For fall, the charges typically appear in July preceding the fall. For spring, the charges typically appear in November preceding the spring. The links below provide detailed information about UNT fees.

UNT Explanation of Fees

UNT Tuition and Fees Information

TAMS students are taking UNT classes and pay the same rates as all other UNT students. As such, these costs are directly assessed and applied depending on the class schedule of the student. TAMS does not adjust or change the rates/fees/costs. Any changes are the result of a change in the student's classes.

Room and Board (Housing and Dining)

TAMS students are required to live in McConnell Hall on campus. Dining plans are required by UNT for all students living on campus. The rates are set by UNT housing, 2024-2025 rates are currently subject to board approval.

TAMS Program Charge (non-refundable)

The program charge helps cover additional costs due to the unique needs and services in the TAMS program including:

• TAMS-exclusive dedicated psychology team,
• Academic advisors,
• Transportation,
• College application advisor, and
• Other dedicated team members specifically to assist TAMS students.

The current charge is $2500 annually, the amount will remain unchanged for both years in TAMS. The TAMS Program Charge is non-refundable and due in full during the Fall semester.

Student Activities Charge

Each student is required to pay $100 per year. The student activities charge is used for the funding of all the organizations and activities sponsored by TAMS Student Activities. These sponsored activities include, but may not be limited to:

• Fall and Spring Orientation
• Family Weekend
• Prom and After Prom
• Rose Cutting and Student Life Awards
• Weekend Trips
• Student Conferences

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Loans

Loans require repayment and accumulate interest. Loans are not considered as awards by TAMS when assessing needs since they have to be repaid. TAMS strongly suggests students and parents understand their financial obligation completely prior to accepting any loans offered. 

If considering loans, TAMS recommends parents/students reach out via email to the TAMS Assistant Dean of Finance and Operations (https://tams.unt.edu/contact) prior to accepting any loans. Students are automatically offered federal loans in their my.unt.edu account by UNT Financial Aid based on their FAFSA completion. If a student completed the TASFA instead of the FAFSA, students will not receive loan offers through UNT Financial Aid.

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Making Payments

Scholarships will remain in pending aid status until after classes start and attendance is established (this is true every semester). The information below explains how to determine what to pay depending on how you intend to pay for the semester (full amount at beginning, by charges due date, or as payment plan). The instructions are based on a student making payment through their student account at my.unt.edu. Additional payment options and instructions for methods other than using the student account can be found at the following link: https://studentaccounting.unt.edu/payments.html.

Payment Options:

There are 3 different ways to pay for the semester (Choose and follow through with chosen method by beginning of semester due date to ensure the student retains their classes). Prior to making payment, make sure all charges and scholarships are posted to the student account. Paying too early may not provide adequate time for the charges on the account to be final. For the fall, TAMS recommends not making payment prior to the second week of August.

Please note credit or debit card payments charge a processing fee of 2.79%. An electronic check will not incur the processing fee. Steps to determine how much to pay for each method are below:

1. Pay the full amount due for the semester

Paying the full amount means paying everything less scholarships at the beginning of each semester by the first due date. Choosing this method should leave no amount due in the future. Students should continue to monitor their account as additional fees can be added during the semester due to changes made to classes, replacement of IDs, certain exemption tests through UNT, and other reasons.

To determine how much to pay:

a. go to my.unt.edu and log-in

b. Choose the Student Account Tile

c. Choose the “Account Balance” menu item. This will provide your full amount due for the Semester. It will show the Charges less any payments made or scholarships posted, pending financial aid, and the difference between the two as total due. Write the total due amount down

d. Choose “View and Pay Bill” menu item and follow the prompts to the payment system. Pay the Total Due amount you wrote down from “Account Balance” screen. Starting Fall '24 the payment system should consider anticipated aid when making an in-full payment and the amount from the “Account Balance” screen should be an option. If the amount is not available as an option, the student can choose other amount and enter total due amount per the “Account Balance” screen.

2. Pay Charges Due Now

This will require an additional payment in the future

a. See how much is due by date by going to the Student account tile (see above) and then the Charges Due screen. For the first payment due each semester, you will need to take the amount on the “Charges Due” screen and subtract out the pending aid from the amount due. This will be the amount to pay for the first payment. For some students this may mean nothing is due on the first payment (depending on amount of aid). If that is the case, then make sure to make payment or place remaining amount on payment plan by room and board due date (due date will be specified on “Charges Due” screen).

b. Choose “View and Pay Bill” menu item and follow the prompts to the payment system. Pay the amount you calculated from “Charges Due” screen (Amount due for first payment minus the pending aid). Starting Fall '24 the payment system should consider anticipated aid when making the payment. If it does not consider the anticipated aid, the student will have to manually enter this as “other” amount in the payment system

c. Additional payment will need to be made for room and board later in semester (due date can be seen on “Charges Due” screen)

d. In Fall only, additional payment will need to be made for TAMS Program Charge and Student Life Fee (due date can be seen on “Charges Due” screen)

3. Place on Installment Plan

This will create an installment payment plan which takes the balance due and spreads the charges over three payments through the semester. The payment plan charges a $35 non-refundable fee.

a. Go to the Student Account Tile (see above) and select “Payment Plan” in the menu option.

b. Click on the blue button seen labeled “View and Manage Payment Plan”
c. Once the blue button is clicked it will redirect the student to the Nelnet Quickpay system. The Payment plan options will be available for selection here:

d. Choose either the (EMRG) or regular payment plan and click “Sign Up for New Payment Plan”.

i. (EMRG) payment plan- requires a $100 down payment and is only available for students close to the deadline
ii. Regular Payment Plan (noted as the semester and year only)- requires a 10% down payment of the total charges for the semester

Both plans take the remaining balance and divide into 3 payments due. To determine how much 10% would amount to you can go through the first couple of steps with the possibility to back out and choose the other option prior to entering or choosing a payment source.

The payment plans account for pending aid and calculate the payment amounts accordingly.

Refunds

Please make sure elections of refund preferences are made on the student's account at myUNT. Failure to elect the refund preference will result in a mailed check to the email on file. It will not refund back to where the payment was made from unless that is set as the student's refund preference.

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Summer Costs

During the summer after their first academic year, TAMS students may decide to participate in summer research or summer courses. TAMS students are not required to participate in either of these programs. 

For a student to conduct research on campus during the summer the student must complete and be accepted into the TAMS Summer Research program by the application deadline. The application is required for ALL TAMS students wanting to conduct summer research regardless of whether student will be seeking scholarship or not. Additional information and application can be found at: /research/summer-research.  

Students interested in taking summer courses need approval and should consult with their TAMS academic counselors in the Spring concerning their interest. Students taking in-person courses are required to live on campus during the summer. All associated costs are the responsibility of the student.

Tuition and Tuition Related Fees

Cost Estimator- The UNT cost estimator is the best place to determine a base cost for the summer semester, the link is here: https://estimatemytuition.unt.edu/

Information about the Cost Estimator:

• Choose the current Academic Year; it will be the same rates for the summer.
• Location of Classes—makes a difference. Choose Denton Campus if you are doing any in-person courses. If all classes are true online classes choose the option but note the description needs to specify that the class is an online section (remote and other semi-online versions do not count) and all of your hours need to be online.
• Major— choose the closest major which fits with the classes you are taking. If not sure, default to some form of Engineering as they have the higher-class fees.
• Discrepancies—there are some fees the calculator doesn't ask enough questions to consider, such as lab fees. The amount provided by the estimator is a good estimate of what courses will cost for the summer, not an exact amount. The only way to get an exact amount is to enroll in the course/s and look on your student account.

Summer Room and Board Charges

Students enrolled in on-line only courses that requires no in-person interaction will not live on campus and can disregard this section.

• Housing charges— students taking on-campus courses or conducting in-lab research will be required to live on campus. A summer application for housing will need to be completed and housing charges will be due during the summer. 
• Meal Plans— also required with any housing stay is a meal plan, meal plans are divided into 5-week summer sessions so for someone taking full summer courses or summer courses in 5w1 and 5w2 you will need to sign up for both meal plans.

Summer housing and meal plan charges can be found at housing.unt.edu under rates once housing publishes summer costs. 

Scholarships

• TAMS Summer Research Scholarships- Students who apply for and receive the summer research scholarship will receive $4,000 in total disbursed periodically throughout the summer (details are provided in the scholarship notification). The scholarship is enough to cover the 1-hour credit and 10-week room and board required by the summer research program. The student must complete the program and participate fully in order to receive all scholarship funds in which case there will be no out-of-pocket costs to students conducting research with the TAMS Summer Research Program.
• TAMS Course Scholarships- Since summer courses are not required in order to complete the TAMS 2- year program, TAMS does not provide scholarship for students completing courses during the summer.
• Other Summer Scholarships- If considering summer courses, students can complete the Summer Aid Interest Form on their UNT student account to be considered for specific summer scholarships offered by UNT. Even if you are unsure, please complete this form. If you do not take summer courses, it causes no issues to have completed the form.

**Final Note: TAMS Summer Research Program is a thorough immersion in the research process and students are expected to complete 30-40 hours in the lab each week. Because of the stringent expectations, students cannot participate in summer classes and summer research simultaneously.

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TAMS Financial FAQs

Scholarships Questions

Q: I received a notification from the TAMS Assistant Dean of Finance and Operations of my scholarship award but do not see it on my student account in either pending aid or financial aid, do I need to complete or do something else?
A: If a student signed the scholarship agreement using the link in the notification email, there are no additional steps needed by the student. The estimated date of scholarship posting to a student's account referenced in the notification email is an estimate. Scholarship posting requests are submitted to UNT Financial Aid and may take longer than the estimated time depending on the amount of submissions UNT Financial Aid is completing. 

Q: When should I expect to see my TAMS scholarships in my student account?
A: Each scholarship is different. When notifications are provided to students, an estimated posting date is provided. Students are encouraged to view their pending financial aid on the term summary in their student account frequently to determine if scholarships have posted, but to only reach out after the estimated posting date has passed. 

Cost Questions

Q: I received a Cost of Attendance (COA) estimate from UNT Financial Aid and it is more expensive than the TAMS cost estimate and doesn't show my scholarships; is this the amount I will need to pay?
A: No. The COA sent to students by UNT Financial Aid is a federally required estimate of costs associated with attending UNT and includes costs which are estimated life costs. For example, miscellaneous, travel, and book costs are not charged to a student by UNT. These are estimates of what a student might pay that year for those type of costs. UNT Financial Aid adds these costs because the COA is a scholarship cap. Meaning you cannot receive more scholarships or grants than your COA. Therefore, including life costs does not limit student's financial aid to only the costs which are charged on their UNT account.